The mind has great influence over the body, and maladies often have their origin there.

– Moliere

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Thom Bennett

Group Insurance

Shane Bennett

Personal Insurance

A full range of individual insurance services

Bennett Insurance provides comprehensive individual insurance solutions in addition to its core offering of employee benefit plans.

By partnering with industry experts, we deliver unique solutions to address your individual needs, including estate planning, mortgage insurance, income protection, and individual health and dental plans for those who do not participate in group plans.

We offer the following individual insurance services:

Life Insurance

Life Insurance is a critical component of any comprehensive financial plan. Whether you wish to use life insurance as a tax deferred savings vehicle or simply want the assurance that your loved ones will be secure financially if you die, Bennett Insurance and our partners provide a wide range of term, permanent and participating life insurance services to fit your needs. A few more areas to consider when reviewing your life insurance coverage: taxes due upon death, final expenses, debt repayment, loans and lost income. Contact our advisors to learn more about the options.

Disability

Disability Insurance is, at its core, income replacement. Individual disability policies can provide greater flexibility and coverage than group disability plans and have the added benefit of traveling with employees who leave their employer to join other workplaces. Plans can also be used to top up existing group coverage should the group coverage not adequately cover an employee’s needs.

Bennett Insurance can provide solutions for companies, individuals or independent contractors who wish to purchase individual policies tailored to address specific needs.

Critical Illness

Individual Critical Illness Insurance protects you while you are still alive. If you become critically ill after the survival period (and the definition of critical illness insurance has been satisfied as outlined in the policy contract) it pays a lump sum that you can use as you wish.

Bennett Insurance can set up your critical illness policy so that, regardless of what you pay in premiums, you eventually receive a refund on all of your premiums—or the benefit payout according to the terms of the contract you originally selected. As always, our advisors will explain the terms of the contract before you accept it and answer any questions you may have.

Health and Dental Insurance

Individual Health and Dental coverage is an ideal solution for older employees who may be leaving their group medical and dental plans, and for independent contractors or those who do not have other coverage. In many cases, if you are leaving your employer for a new job without benefits, Bennett Insurance can transfer you from your group plan to an individual one with no medical evidence within a set period of time. In all cases, we analyze complex details to tailor these plans as best we can for your specific needs. Call Bennett Insurance to design the best plan for your circumstances.

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Travel insurance

Many travelers believe their provincial health care plans will cover expenses should the traveler become injured or ill while outside Canada. In fact, buying comprehensive travel insurance before you leave is a critical part of vacation and business travel planning.

Bennett Insurance offers a wide range of insurance solutions for travelers, from covering costs incurred at foreign hospitals to coverage for trip cancelation and lost baggage.

Manulife online form